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Harbin Fund loan rates

From the municipal housing fund management center that, upon notification by the Ministry of housing, the city cut Provident Fund deposit and loan rates starting from June 8, and launched on that day. In recent days, under the influence of this good news, the city significantly rising Fund Center. According to reports, according to the rate cut, for 20-year 400,000 mortgages, savings of 10,000 yuan.
according to the notification issued by the Ministry of housing, from June 8, 2012, cut personal housing accumulation Fund loan rates, more than 5-year personal housing accumulation Fund loan interest rate 0.2%, from 4.9% to 4.7%, following the 5-year period (5 years) personal housing accumulation Fund loan interest rate 0.25%, from 4.45% to 4.2%. In addition, the deposit interest rate adjustments have been made. When collecting personal housing accumulation Fund cut its deposit rate to 0.1%, from 0.5% to 0.4%; personal housing accumulation Fund cut its deposit rates of the previous year's carry-over 0.25%, from 3.1% to 2.85%.
, Fund Management Center, according to the relevant person in charge on June 8 this year (inclusive) later issued a personal housing accumulation Fund loan, the implementation of the new rates. Outstanding individual housing loans issued before June 8, that is, stock loans, new interest rates will come into effect on January 1, 2013.
it was also introduced, some time ago to Wuhan, two or three lines, such as Shenyang city housing accumulation Fund loan limit ceiling increase, provident personal credit, but I remained unchanged up to 400,000 yuan, while personal housing accumulation Fund loan a maximum life span of 30 years.
real estate industry people to reporter forget a pen account, to a households family used pure Provident Fund loan 400,000 yuan purchase first sets housing for cases, if by matching principal and interest repayment way points 20 paid off, is zhiqian of months for for 2617.78 Yuan; cut Hou, its months for will reduced to 2573.98 Yuan, cut Hou monthly can less spending 43.8 Yuan, total repayment amount can reduced about 10510 Yuan.
the people in the industry believe that expectations of rate cuts is undoubtedly the property market than the actual, conducive to the further warming of the present property market, whereas the Provident Fund loans for people who just want the cuts in interest rates will undoubtedly is a big plus.

 

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